BOI Credit Officer Syllabus 2026

Bank of India Credit Officer Recruitment
BOI Credit Officer New Exam Pattern 2026
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Bank of India Credit Officer Syllabus Exam Pattern 2026

• Conducting Authority: BOI Credit Officer Recruitment 2026
• Exam Mode: Online Test, and Interview
• Questions: 150
• Duration: 2 Hours
• Total Marks: 150
• Negative Marking: 0.25 Negative Mark

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BOI Credit Officer Syllabus 2026 PDF Exam Pattern

1.English Language:- 

• Reading Comprehension (banking, finance, economy-related)
• close test
• Error Spotting and Sentence Correction
• Fill in the Blanks
• For Jumbles
• Sentence Improvement/Phrase Replacement
• Vocabulary (Synonyms, Antonyms, Idioms

2. Reasoning Ability:-

• Puzzles (Floor-based, Box-based, Scheduling)
• Seat Arrangement (Linear, Circular)
• syllogism
• Inequality
• Coding-Decoding
• Blood Relations
• Direction Sense
• Input-Output
• Logical Reasoning

3. Quantitative Aptitude:-

• Simplification/Approximation
• Number Series
• Quadratic Equations
• Data Interpretation (Tables, Graphs, Charts)
• Arithmetic Problems (Percentage, Ratio, Profit & Loss, Interest, Time & Work, Speed ​​& Distance)

 4. Professional Knowledge (Credit Officer):-

• Banking & Financial System (RBI functions, Types of accounts)
• Credit Appraisal & Lending (Loan types, Appraisal process, Security)
• Financial Statement Analysis (Balance Sheet, Ratio Analysis)
• Working Capital & Project Finance (Assessment methods, DSCR)
• Risk Management (Credit/Market/Operational Risk, Basel Norms)
• Asset Quality & Recovery (NPA, SARFAESI Act)
• Priority Sector & MSME Lending
• Regulatory & Compliance (KYC, AML, RBI Guidelines)
• Credit Management Principles, Borrower Study, NPA Management
• Agricultural Finance & Retail Lending

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